Seeds of Security
Plant peace. Grow protection. Build legacy.
Guided, human, and hassle-free life insurance planning — so you can protect your people with confidence.
Free starter guide
Protect What Matters Most — without pressure or confusion.
If you’ve been putting life insurance off because it feels overwhelming, start here. This simple guide breaks down the basics in plain language so you can move forward with clarity.
Start
Begin with budget-friendly coverage that protects what matters now while you learn the landscape.
Protect
Keep your family, income, and dreams covered with term and living-benefit options that fit real life.
Grow
Transition to IUL when the time is right — for flexible protection and tax-advantaged growth.
Plans that fit this season — and the next
Choose the path that meets you where you are. We’ll revisit and adjust as your life evolves.
Starter Plan — 10-Year Term
- Affordable monthly rate; quick approval pathways
- Income replacement + family protection
- Options for living benefits (critical/terminal illness riders)
- Built as a bridge while you explore permanent coverage
IUL — Indexed Universal Life
- Flexible protection with cash value growth potential
- Tax-advantaged accumulation; downside protection (index-linked)
- Access to funds for life events via policy loans/withdrawals*
- Designed for long-term planning and legacy building
*Policy loans/withdrawals reduce cash value and death benefit; terms vary by carrier.
Explore IUL Options
